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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,616 | $174,379-26.2% | $152,093-15.4% | $138,895-7.4% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 16.73% | 74.86%-58.1pp | 66.36%-49.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $1,459 | $4,652-68.6% | $4,175-65.0% | $4,194-65.2% |
| Participant deferral / active EE | $5,783 | $6,159-6.1% | $5,451+6.1% | $6,396-9.6% |
| Admin fee / account holder | $679 | $16,880-96.0% | $14,497-95.3% | $12,562-94.6% |