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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,616 | $172,111-25.3% | $150,298-14.4% | $137,256-6.3% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 16.73% | 69.37%-52.6pp | 62.79%-46.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,459 | $4,636-68.5% | $4,154-64.9% | $4,156-64.9% |
| Participant deferral / active EE | $5,783 | $6,166-6.2% | $5,453+6.0% | $6,407-9.7% |
| Admin fee / account holder | $679 | $16,471-95.9% | $14,116-95.2% | $12,270-94.5% |