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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,818 | $167,353+159.8% | $143,797+202.4% | $134,545+223.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.31% | 0.48%-13.8pp | -0.04%-13.3pp | 418.37%-431.7pp |
| Employer contribution / active EE | $28,440 | $5,620+406.0% | $4,952+474.3% | $4,742+499.8% |
| Participant deferral / active EE | $18,542 | $6,447+187.6% | $5,638+228.8% | $6,401+189.7% |
| Admin fee / account holder | $16,551 | $18,096-8.5% | $14,679+12.8% | $11,431+44.8% |