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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,339 | $148,623-60.7% | $135,974-57.1% | $139,466-58.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.79% | 79.30%-61.5pp | 68.30%-50.5pp | 373.66%-355.9pp |
| Employer contribution / active EE | $4,872 | $5,246-7.1% | $4,859+0.3% | $4,754+2.5% |
| Participant deferral / active EE | $5,108 | $8,103-37.0% | $7,760-34.2% | $6,712-23.9% |
| Admin fee / account holder | $2,755 | $12,406-77.8% | $10,767-74.4% | $11,409-75.9% |