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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,275 | $185,312-76.1% | $161,489-72.6% | $154,746-71.4% |
| Participation rate | 40.0% | 82.5%-42.5pp | 78.7%-38.7pp | 80.7%-40.7pp |
| Annual return | 12.12% | 103.84%-91.7pp | 89.72%-77.6pp | 172.34%-160.2pp |
| Employer contribution / active EE | $10,005 | $4,769+109.8% | $4,268+134.4% | $4,379+128.5% |
| Participant deferral / active EE | $6,545 | $6,350+3.1% | $5,630+16.3% | $6,730-2.8% |
| Admin fee / account holder | $5,643 | $18,654-69.8% | $16,006-64.7% | $14,365-60.7% |