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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,665 | $43,344-10.8% | $59,899-35.4% | $64,173-39.7% |
| Participation rate | 79.4% | 69.2%+10.3pp | 74.7%+4.7pp | 69.6%+9.8pp |
| Annual return | -9.17% | -1.55%-7.6pp | 3.46%-12.6pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,464 | $2,030+21.4% | $2,723-9.5% | $2,381+3.5% |
| Participant deferral / active EE | $6,149 | $2,547+141.4% | $3,402+80.7% | $3,470+77.2% |
| Admin fee / account holder | $891 | $3,008-70.4% | $3,592-75.2% | $4,887-81.8% |