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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,530 | $160,070+138.4% | $147,117+159.3% | $145,897+161.5% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 13.61% | 98.69%-85.1pp | 420.54%-406.9pp | 552.29%-538.7pp |
| Employer contribution / active EE | $5,132 | $5,285-2.9% | $4,932+4.0% | $4,663+10.1% |
| Participant deferral / active EE | $12,228 | $8,419+45.2% | $8,065+51.6% | $6,689+82.8% |
| Admin fee / account holder | $124,980 | $15,035+731.2% | $12,993+861.9% | $13,390+833.4% |