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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,904 | $154,228+187.2% | $145,433+204.5% | $137,256+222.7% |
| Participation rate | 93.3% | 83.8%+9.5pp | 82.1%+11.2pp | 80.0%+13.4pp |
| Annual return | 11.64% | 74.59%-63.0pp | 66.58%-54.9pp | 220.34%-208.7pp |
| Employer contribution / active EE | $3,955 | $4,804-17.7% | $4,554-13.2% | $4,156-4.8% |
| Participant deferral / active EE | $12,070 | $8,216+46.9% | $7,897+52.8% | $6,407+88.4% |
| Admin fee / account holder | $67,582 | $14,344+371.2% | $13,129+414.8% | $12,270+450.8% |