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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,700 | $96,691-57.9% | $86,656-53.0% | $139,487-70.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 7.86% | 106.87%-99.0pp | 593.09%-585.2pp | 373.84%-366.0pp |
| Employer contribution / active EE | $750 | $3,267-77.0% | $3,025-75.2% | $4,755-84.2% |
| Participant deferral / active EE | $5,580 | $4,838+15.3% | $4,439+25.7% | $6,713-16.9% |
| Admin fee / account holder | $1,703 | $6,414-73.4% | $5,619-69.7% | $11,407-85.1% |