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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,496 | $160,040+99.0% | $147,096+116.5% | $145,877+118.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -7.24% | 98.49%-105.7pp | 419.75%-427.0pp | 551.28%-558.5pp |
| Employer contribution / active EE | $31,993 | $5,289+504.8% | $4,936+548.2% | $4,663+586.1% |
| Participant deferral / active EE | $26,250 | $8,429+211.4% | $8,071+225.2% | $6,691+292.3% |
| Admin fee / account holder | $12,867 | $15,050-14.5% | $13,005-1.1% | $13,402-4.0% |