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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,646 | $93,117-82.1% | $77,096-78.4% | $134,532-87.6% |
| Participation rate | 50.0% | 74.5%-24.5pp | 67.9%-17.9pp | 81.2%-31.2pp |
| Annual return | -12.16% | 62.67%-74.8pp | 42.35%-54.5pp | 418.27%-430.4pp |
| Employer contribution / active EE | $1,886 | $3,420-44.9% | $2,814-33.0% | $4,741-60.2% |
| Participant deferral / active EE | $4,476 | $5,241-14.6% | $4,429+1.1% | $6,401-30.1% |
| Admin fee / account holder | $11,939 | $6,948+71.8% | $5,428+119.9% | $11,429+4.5% |