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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,768 | $99,921-68.2% | $85,009-62.6% | $145,959-78.2% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 7.68% | 83.89%-76.2pp | 66.47%-58.8pp | 561.95%-554.3pp |
| Employer contribution / active EE | $3,063 | $3,233-5.3% | $2,728+12.3% | $4,661-34.3% |
| Participant deferral / active EE | $10,628 | $5,293+100.8% | $4,522+135.0% | $6,689+58.9% |
| Admin fee / account holder | $6,673 | $7,252-8.0% | $6,153+8.5% | $13,398-50.2% |