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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,768 | $100,073-68.3% | $85,126-62.7% | $145,877-78.2% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 7.68% | 84.11%-76.4pp | 66.63%-59.0pp | 551.28%-543.6pp |
| Employer contribution / active EE | $3,063 | $3,236-5.4% | $2,731+12.1% | $4,663-34.3% |
| Participant deferral / active EE | $10,628 | $5,294+100.7% | $4,523+134.9% | $6,691+58.8% |
| Admin fee / account holder | $6,673 | $7,261-8.1% | $6,160+8.3% | $13,402-50.2% |