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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,015 | $100,911-22.7% | $90,440-13.7% | $158,966-50.9% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.7%+10.6pp | 82.0%+1.4pp |
| Annual return | 22.17% | 1726.62%-1704.5pp | 1294.38%-1272.2pp | 302.95%-280.8pp |
| Employer contribution / active EE | $7,464 | $3,690+102.3% | $3,263+128.7% | $4,762+56.7% |
| Participant deferral / active EE | $6,637 | $4,348+52.6% | $3,964+67.4% | $5,983+10.9% |
| Admin fee / account holder | $704 | $6,507-89.2% | $5,615-87.5% | $11,250-93.7% |