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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,603 | $181,896-81.0% | $156,551-77.9% | $273,972-87.4% |
| Participation rate | 69.2% | 88.4%-19.2pp | 84.0%-14.8pp | 83.0%-13.8pp |
| Annual return | 7.79% | 30.74%-23.0pp | 32.23%-24.4pp | 41.46%-33.7pp |
| Employer contribution / active EE | $1,465 | $6,248-76.6% | $5,501-73.4% | $4,869-69.9% |
| Participant deferral / active EE | $6,320 | $5,550+13.9% | $4,871+29.7% | $5,287+19.5% |
| Admin fee / account holder | $0 | $15,560-100.0% | $13,028-100.0% | $10,133-100.0% |