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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,689 | $198,457-68.9% | $170,435-63.8% | $147,586-58.2% |
| Participation rate | 84.6% | 88.0%-3.4pp | 83.6%+1.0pp | 82.8%+1.8pp |
| Annual return | 17.45% | 257.30%-239.8pp | 205.94%-188.5pp | 578.59%-561.1pp |
| Employer contribution / active EE | $6,861 | $6,183+11.0% | $5,432+26.3% | $4,876+40.7% |
| Participant deferral / active EE | $1,439 | $5,629-74.4% | $4,939-70.9% | $5,439-73.5% |
| Admin fee / account holder | $937 | $16,852-94.4% | $13,881-93.2% | $10,886-91.4% |