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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,628 | $102,422+16.8% | $147,117-18.7% | $80,959+47.8% |
| Participation rate | 84.8% | 75.9%+8.9pp | 82.2%+2.6pp | 67.7%+17.1pp |
| Annual return | 11.72% | 135.16%-123.4pp | 420.54%-408.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $3,701 | $3,717-0.4% | $4,932-25.0% | $2,757+34.2% |
| Participant deferral / active EE | $8,239 | $6,652+23.8% | $8,065+2.2% | $4,300+91.6% |
| Admin fee / account holder | $24,780 | $7,953+211.6% | $12,993+90.7% | $6,925+257.8% |