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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,632 | $133,998-94.3% | $112,263-93.2% | $134,545-94.3% |
| Participation rate | 63.6% | 78.6%-14.9pp | 75.1%-11.4pp | 81.2%-17.6pp |
| Annual return | -22.60% | 47.17%-69.8pp | 27.49%-50.1pp | 418.37%-441.0pp |
| Employer contribution / active EE | $1,238 | $4,040-69.4% | $3,636-66.0% | $4,742-73.9% |
| Participant deferral / active EE | $1,547 | $5,292-70.8% | $4,729-67.3% | $6,401-75.8% |
| Admin fee / account holder | $142 | $7,493-98.1% | $6,410-97.8% | $11,431-98.8% |