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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,375 | $165,399-93.7% | $149,745-93.1% | $158,982-93.5% |
| Participation rate | 84.6% | 84.6%0pp | 82.5%+2.1pp | 82.0%+2.6pp |
| Annual return | 36.82% | 348.34%-311.5pp | 276.72%-239.9pp | 302.99%-266.2pp |
| Employer contribution / active EE | $2,370 | $5,105-53.6% | $4,646-49.0% | $4,763-50.2% |
| Participant deferral / active EE | $4,222 | $7,183-41.2% | $6,843-38.3% | $5,983-29.4% |
| Admin fee / account holder | $545 | $10,811-95.0% | $9,312-94.1% | $11,252-95.2% |