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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,510 | $78,707+32.8% | $117,861-11.3% | $70,126+49.0% |
| Participation rate | 55.2% | 73.2%-18.0pp | 79.7%-24.5pp | 69.5%-14.4pp |
| Annual return | 14.46% | 23.30%-8.8pp | 335.11%-320.6pp | 73.15%-58.7pp |
| Employer contribution / active EE | $1,082 | $2,223-51.3% | $3,786-71.4% | $2,343-53.8% |
| Participant deferral / active EE | $1,933 | $3,297-41.4% | $4,482-56.9% | $3,332-42.0% |
| Admin fee / account holder | $5,529 | $5,066+9.1% | $8,021-31.1% | $4,645+19.0% |