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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,851 | $181,896+51.7% | $156,551+76.2% | $273,972+0.7% |
| Participation rate | 77.3% | 88.4%-11.1pp | 84.0%-6.7pp | 83.0%-5.7pp |
| Annual return | 6.04% | 30.74%-24.7pp | 32.23%-26.2pp | 41.46%-35.4pp |
| Employer contribution / active EE | $10,514 | $6,248+68.3% | $5,501+91.1% | $4,869+115.9% |
| Participant deferral / active EE | $6,094 | $5,550+9.8% | $4,871+25.1% | $5,287+15.3% |
| Admin fee / account holder | $1,740 | $15,560-88.8% | $13,028-86.6% | $10,133-82.8% |