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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,343 | $181,062+96.8% | $158,223+125.2% | $155,188+129.6% |
| Participation rate | 81.8% | 82.7%-0.8pp | 79.2%+2.6pp | 80.8%+1.0pp |
| Annual return | 8.92% | 57.39%-48.5pp | 52.09%-43.2pp | 148.84%-139.9pp |
| Employer contribution / active EE | $12,961 | $4,565+183.9% | $4,109+215.4% | $4,248+205.1% |
| Participant deferral / active EE | $6,507 | $6,134+6.1% | $5,467+19.0% | $6,531-0.4% |
| Admin fee / account holder | $247,957 | $18,825+1217.2% | $16,047+1445.2% | $14,480+1612.4% |