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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,343 | $185,312+92.3% | $161,489+120.7% | $154,746+130.3% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.7%+3.1pp | 80.7%+1.1pp |
| Annual return | 8.92% | 103.84%-94.9pp | 89.72%-80.8pp | 172.34%-163.4pp |
| Employer contribution / active EE | $12,961 | $4,769+171.8% | $4,268+203.7% | $4,379+196.0% |
| Participant deferral / active EE | $6,507 | $6,350+2.5% | $5,630+15.6% | $6,730-3.3% |
| Admin fee / account holder | $247,957 | $18,654+1229.2% | $16,006+1449.2% | $14,365+1626.1% |