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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,852 | $73,009-48.2% | $90,760-58.3% | $68,486-44.7% |
| Participation rate | 50.0% | 70.8%-20.8pp | 75.7%-25.7pp | 67.9%-17.9pp |
| Annual return | -14.52% | -13.81%-0.7pp | -12.16%-2.4pp | -7.85%-6.7pp |
| Employer contribution / active EE | $1,270 | $2,193-42.1% | $2,922-56.5% | $2,597-51.1% |
| Participant deferral / active EE | $2,487 | $3,626-31.4% | $4,565-45.5% | $4,028-38.2% |
| Admin fee / account holder | $1,525 | $5,896-74.1% | $8,444-81.9% | $5,404-71.8% |