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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,894 | $87,132-60.0% | $105,624-67.0% | $80,959-56.9% |
| Participation rate | 47.7% | 70.4%-22.7pp | 75.3%-27.6pp | 67.7%-20.0pp |
| Annual return | 13.15% | 17.03%-3.9pp | 116.20%-103.0pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,138 | $2,397-52.5% | $3,168-64.1% | $2,757-58.7% |
| Participant deferral / active EE | $2,332 | $3,985-41.5% | $5,013-53.5% | $4,300-45.8% |
| Admin fee / account holder | $3,662 | $8,449-56.7% | $10,961-66.6% | $6,925-47.1% |