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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,437 | $210,698-67.0% | $178,014-61.0% | $145,959-52.4% |
| Participation rate | 88.9% | 80.8%+8.1pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 16.29% | 386.27%-370.0pp | 294.80%-278.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $1,759 | $4,567-61.5% | $3,950-55.5% | $4,661-62.3% |
| Participant deferral / active EE | $6,410 | $6,958-7.9% | $6,276+2.1% | $6,689-4.2% |
| Admin fee / account holder | $10,223 | $12,016-14.9% | $10,362-1.3% | $13,398-23.7% |