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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,841 | $165,399-33.6% | $149,745-26.6% | $158,982-30.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.32% | 348.34%-338.0pp | 276.72%-266.4pp | 302.99%-292.7pp |
| Employer contribution / active EE | $12,781 | $5,105+150.4% | $4,646+175.1% | $4,763+168.4% |
| Participant deferral / active EE | $11,790 | $7,183+64.1% | $6,843+72.3% | $5,983+97.0% |
| Admin fee / account holder | $23,936 | $10,811+121.4% | $9,312+157.0% | $11,252+112.7% |