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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,652 | $67,411+16.7% | $91,004-13.6% | $70,126+12.2% |
| Participation rate | 82.9% | 71.4%+11.6pp | 75.6%+7.3pp | 69.5%+13.4pp |
| Annual return | 10.07% | -40.16%+50.2pp | 4.60%+5.5pp | 73.15%-63.1pp |
| Employer contribution / active EE | $564 | $1,786-68.4% | $2,456-77.1% | $2,343-75.9% |
| Participant deferral / active EE | $3,274 | $2,823+16.0% | $3,548-7.7% | $3,332-1.7% |
| Admin fee / account holder | $695 | $4,236-83.6% | $5,417-87.2% | $4,645-85.0% |