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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,752 | $87,037+76.7% | $106,201+44.8% | $80,874+90.1% |
| Participation rate | 67.4% | 70.4%-3.0pp | 75.3%-7.9pp | 67.6%-0.2pp |
| Annual return | 18.11% | 17.05%+1.1pp | 116.26%-98.2pp | 35.62%-17.5pp |
| Employer contribution / active EE | $666 | $2,396-72.2% | $3,170-79.0% | $2,756-75.8% |
| Participant deferral / active EE | $4,540 | $3,986+13.9% | $5,012-9.4% | $4,297+5.7% |
| Admin fee / account holder | $27,609 | $8,434+227.4% | $11,039+150.1% | $6,935+298.1% |