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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,752 | $87,132+76.5% | $105,624+45.6% | $80,959+89.9% |
| Participation rate | 67.4% | 70.4%-3.0pp | 75.3%-7.9pp | 67.7%-0.3pp |
| Annual return | 18.11% | 17.03%+1.1pp | 116.20%-98.1pp | 35.67%-17.6pp |
| Employer contribution / active EE | $666 | $2,397-72.2% | $3,168-79.0% | $2,757-75.9% |
| Participant deferral / active EE | $4,540 | $3,985+13.9% | $5,013-9.4% | $4,300+5.6% |
| Admin fee / account holder | $27,609 | $8,449+226.8% | $10,961+151.9% | $6,925+298.7% |