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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,763 | $176,794-78.1% | $146,647-73.6% | $167,553-76.9% |
| Participation rate | 90.9% | 83.6%+7.3pp | 80.1%+10.8pp | 82.1%+8.8pp |
| Annual return | 5.90% | 24.04%-18.1pp | 22.75%-16.8pp | 478.89%-473.0pp |
| Employer contribution / active EE | $1,171 | $5,161-77.3% | $4,137-71.7% | $4,840-75.8% |
| Participant deferral / active EE | $1,239 | $6,440-80.8% | $5,506-77.5% | $6,343-80.5% |
| Admin fee / account holder | $6,259 | $13,262-52.8% | $10,281-39.1% | $12,316-49.2% |