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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,382 | $202,342-75.1% | $172,753-70.8% | $152,909-67.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 46.81% | 1029.88%-983.1pp | 803.00%-756.2pp | 345.46%-298.7pp |
| Employer contribution / active EE | $3,318 | $5,857-43.4% | $5,144-35.5% | $4,764-30.4% |
| Participant deferral / active EE | $7,846 | $5,948+31.9% | $5,198+51.0% | $5,851+34.1% |
| Admin fee / account holder | $362 | $17,112-97.9% | $13,956-97.4% | $11,601-96.9% |