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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,851 | $88,707-23.5% | $74,184-8.5% | $273,972-75.2% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.6%-19.5pp | 83.0%-25.9pp |
| Annual return | 6.07% | 11.94%-5.9pp | 17.74%-11.7pp | 41.46%-35.4pp |
| Employer contribution / active EE | $1,975 | $3,159-37.5% | $2,370-16.7% | $4,869-59.4% |
| Participant deferral / active EE | $3,784 | $4,212-10.1% | $3,550+6.6% | $5,287-28.4% |
| Admin fee / account holder | $1,737 | $8,717-80.1% | $5,586-68.9% | $10,133-82.9% |