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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,283 | $73,988-26.6% | $96,538-43.8% | $75,177-27.8% |
| Participation rate | 64.7% | 66.4%-1.7pp | 74.3%-9.6pp | 67.2%-2.5pp |
| Annual return | 22.06% | 26.73%-4.7pp | 35.74%-13.7pp | 160.75%-138.7pp |
| Employer contribution / active EE | $2,012 | $2,930-31.3% | $3,740-46.2% | $2,671-24.7% |
| Participant deferral / active EE | $3,792 | $3,660+3.6% | $4,880-22.3% | $4,126-8.1% |
| Admin fee / account holder | $2,128 | $5,220-59.2% | $6,737-68.4% | $5,651-62.3% |