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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,035 | $81,476-10.4% | $102,383-28.7% | $80,925-9.7% |
| Participation rate | 64.7% | 66.8%-2.1pp | 74.5%-9.8pp | 67.7%-3.0pp |
| Annual return | 15.62% | 25.59%-10.0pp | 24.94%-9.3pp | 35.65%-20.0pp |
| Employer contribution / active EE | $2,727 | $3,105-12.2% | $3,870-29.5% | $2,756-1.1% |
| Participant deferral / active EE | $5,184 | $3,871+33.9% | $5,060+2.5% | $4,299+20.6% |
| Admin fee / account holder | $1,551 | $6,717-76.9% | $8,391-81.5% | $6,940-77.7% |