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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,776 | $153,769+122.9% | $133,975+155.9% | $273,972+25.1% |
| Participation rate | 90.5% | 88.4%+2.1pp | 87.1%+3.4pp | 83.0%+7.5pp |
| Annual return | 6.85% | 36.51%-29.7pp | 29.29%-22.4pp | 41.46%-34.6pp |
| Employer contribution / active EE | $9,931 | $6,029+64.7% | $5,211+90.6% | $4,869+104.0% |
| Participant deferral / active EE | $12,124 | $6,958+74.2% | $6,282+93.0% | $5,287+129.3% |
| Admin fee / account holder | $42,317 | $11,765+259.7% | $9,324+353.8% | $10,133+317.6% |