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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,962 | $153,769-65.6% | $133,975-60.5% | $273,972-80.7% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.1%-20.4pp | 83.0%-16.3pp |
| Annual return | 10.52% | 36.51%-26.0pp | 29.29%-18.8pp | 41.46%-30.9pp |
| Employer contribution / active EE | $7,096 | $6,029+17.7% | $5,211+36.2% | $4,869+45.7% |
| Participant deferral / active EE | $15,128 | $6,958+117.4% | $6,282+140.8% | $5,287+186.1% |
| Admin fee / account holder | $174,079 | $11,765+1379.7% | $9,324+1766.9% | $10,133+1618.0% |