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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,365 | $48,078-24.4% | $78,676-53.8% | $62,881-42.2% |
| Participation rate | 67.5% | 65.2%+2.3pp | 73.6%-6.1pp | 69.3%-1.8pp |
| Annual return | 9.35% | 31.36%-22.0pp | 62.19%-52.8pp | 20.14%-10.8pp |
| Employer contribution / active EE | $1,317 | $2,015-34.6% | $2,850-53.8% | $2,281-42.3% |
| Participant deferral / active EE | $2,659 | $2,587+2.8% | $3,517-24.4% | $3,203-17.0% |
| Admin fee / account holder | $12,836 | $3,206+300.4% | $4,510+184.6% | $4,296+198.8% |