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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,017 | $56,200-67.9% | $67,653-73.4% | $59,633-69.8% |
| Participation rate | 72.0% | 71.5%+0.6pp | 75.7%-3.6pp | 68.7%+3.4pp |
| Annual return | -3.59% | 18506.71%-18510.3pp | 6625.22%-6628.8pp | 2041.40%-2045.0pp |
| Employer contribution / active EE | $358 | $1,615-77.8% | $2,266-84.2% | $2,203-83.8% |
| Participant deferral / active EE | $2,173 | $2,843-23.6% | $3,560-39.0% | $3,192-31.9% |
| Admin fee / account holder | $398 | $3,959-89.9% | $4,821-91.7% | $4,297-90.7% |