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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,888 | $148,623-85.9% | $135,974-84.6% | $139,466-85.0% |
| Participation rate | 95.7% | 83.9%+11.8pp | 81.9%+13.7pp | 80.3%+15.3pp |
| Annual return | 32.74% | 79.30%-46.6pp | 68.30%-35.6pp | 373.66%-340.9pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $8,657 | $8,103+6.8% | $7,760+11.6% | $6,712+29.0% |
| Admin fee / account holder | $389 | $12,406-96.9% | $10,767-96.4% | $11,409-96.6% |