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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,465 | $91,179-20.5% | $178,499-59.4% | $79,852-9.3% |
| Participation rate | 49.3% | 69.2%-19.9pp | 81.9%-32.6pp | 69.6%-20.3pp |
| Annual return | 15.99% | 24.19%-8.2pp | 151.10%-135.1pp | 31.72%-15.7pp |
| Employer contribution / active EE | $619 | $3,256-81.0% | $5,011-87.6% | $2,471-74.9% |
| Participant deferral / active EE | $2,419 | $3,236-25.2% | $5,202-53.5% | $3,740-35.3% |
| Admin fee / account holder | $3,560 | $6,749-47.2% | $13,986-74.5% | $5,306-32.9% |