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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $108,277 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,573 | $45,382-23.8% | $154,108-77.6% | $75,289-54.1% |
| Participation rate | 96.4% | 65.9%+30.5pp | 83.0%+13.4pp | 72.4%+24.0pp |
| Annual return | -4.19% | -0.47%-3.7pp | 735.21%-739.4pp | -0.04%-4.2pp |
| Employer contribution / active EE | $1,254 | $1,533-18.2% | $5,298-76.3% | $2,405-47.9% |
| Participant deferral / active EE | $2,556 | $2,384+7.2% | $5,081-49.7% | $3,739-31.6% |
| Admin fee / account holder | $64 | $89-28.3% | $13,411-99.5% | $102-37.4% |