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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,282 | $148,629+36.8% | $135,982+49.5% | $139,487+45.7% |
| Participation rate | 92.3% | 83.9%+8.4pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 20.21% | 79.33%-59.1pp | 68.32%-48.1pp | 373.84%-353.6pp |
| Employer contribution / active EE | $2,805 | $5,247-46.5% | $4,859-42.3% | $4,755-41.0% |
| Participant deferral / active EE | $7,646 | $8,102-5.6% | $7,760-1.5% | $6,713+13.9% |
| Admin fee / account holder | $391 | $12,406-96.8% | $10,767-96.4% | $11,407-96.6% |