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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,911 | $100,811+18.0% | $86,698+37.2% | $134,545-11.6% |
| Participation rate | 81.8% | 79.0%+2.9pp | 76.6%+5.2pp | 81.2%+0.6pp |
| Annual return | -20.69% | 29.11%-49.8pp | 35.96%-56.7pp | 418.37%-439.1pp |
| Employer contribution / active EE | $12,470 | $3,490+257.3% | $2,837+339.6% | $4,742+163.0% |
| Participant deferral / active EE | $793 | $5,339-85.1% | $4,656-83.0% | $6,401-87.6% |
| Admin fee / account holder | $1,127 | $10,926-89.7% | $7,492-85.0% | $11,431-90.1% |