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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,884 | $209,422+19.8% | $178,503+40.5% | $158,982+57.8% |
| Participation rate | 33.3% | 86.4%-53.0pp | 81.9%-48.6pp | 82.0%-48.6pp |
| Annual return | 15.74% | 188.81%-173.1pp | 151.12%-135.4pp | 302.99%-287.2pp |
| Employer contribution / active EE | $2,600 | $5,707-54.4% | $5,011-48.1% | $4,763-45.4% |
| Participant deferral / active EE | $2,444 | $5,955-59.0% | $5,202-53.0% | $5,983-59.1% |
| Admin fee / account holder | $3,263 | $17,079-80.9% | $13,987-76.7% | $11,252-71.0% |