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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,641 | $125,237-69.9% | $105,608-64.4% | $145,877-74.2% |
| Participation rate | 52.9% | 77.7%-24.7pp | 75.3%-22.3pp | 80.3%-27.4pp |
| Annual return | 15.02% | 225.76%-210.7pp | 116.50%-101.5pp | 551.28%-536.3pp |
| Employer contribution / active EE | $2,361 | $3,720-36.5% | $3,167-25.5% | $4,663-49.4% |
| Participant deferral / active EE | $4,516 | $5,711-20.9% | $5,010-9.8% | $6,691-32.5% |
| Admin fee / account holder | $1,558 | $17,287-91.0% | $11,028-85.9% | $13,402-88.4% |