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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,641 | $125,190-69.9% | $105,624-64.4% | $145,897-74.2% |
| Participation rate | 52.9% | 77.6%-24.7pp | 75.3%-22.3pp | 80.3%-27.4pp |
| Annual return | 15.02% | 225.22%-210.2pp | 116.20%-101.2pp | 552.29%-537.3pp |
| Employer contribution / active EE | $2,361 | $3,720-36.5% | $3,168-25.5% | $4,663-49.4% |
| Participant deferral / active EE | $4,516 | $5,716-21.0% | $5,013-9.9% | $6,689-32.5% |
| Admin fee / account holder | $1,558 | $17,138-90.9% | $10,961-85.8% | $13,390-88.4% |