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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,583 | $132,634-44.5% | $115,768-36.4% | $137,256-46.4% |
| Participation rate | 47.8% | 77.9%-30.0pp | 74.4%-26.6pp | 80.0%-32.1pp |
| Annual return | 15.45% | 160.70%-145.3pp | 100.46%-85.0pp | 220.34%-204.9pp |
| Employer contribution / active EE | $1,387 | $3,360-58.7% | $2,940-52.8% | $4,156-66.6% |
| Participant deferral / active EE | $3,577 | $5,619-36.3% | $4,917-27.2% | $6,407-44.2% |
| Admin fee / account holder | $1,474 | $15,028-90.2% | $12,439-88.2% | $12,270-88.0% |