Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,339 | $50,972-3.2% | $88,538-44.3% | $72,975-32.4% |
| Participation rate | 67.2% | 63.4%+3.8pp | 68.7%-1.6pp | 69.5%-2.3pp |
| Annual return | 22.05% | 29.62%-7.6pp | 43.64%-21.6pp | 81.01%-59.0pp |
| Employer contribution / active EE | $1,425 | $1,475-3.3% | $2,098-32.1% | $2,440-41.6% |
| Participant deferral / active EE | $2,664 | $2,230+19.5% | $2,914-8.6% | $3,608-26.2% |
| Admin fee / account holder | $3,055 | $3,230-5.4% | $4,310-29.1% | $5,124-40.4% |