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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,680 | $99,957-72.3% | $149,745-81.5% | $73,497-62.3% |
| Participation rate | 79.8% | 75.7%+4.1pp | 82.5%-2.7pp | 70.7%+9.1pp |
| Annual return | 17.82% | 53.87%-36.1pp | 276.72%-258.9pp | 28.51%-10.7pp |
| Employer contribution / active EE | $1,300 | $3,191-59.3% | $4,646-72.0% | $2,270-42.7% |
| Participant deferral / active EE | $3,244 | $6,073-46.6% | $6,843-52.6% | $3,740-13.3% |
| Admin fee / account holder | $594 | $551+7.8% | $9,312-93.6% | $513+15.7% |