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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,038 | $117,895+55.3% | $102,460+78.6% | $145,897+25.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.70% | 31.92%-17.2pp | 29.47%-14.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $4,389 | $3,619+21.3% | $3,025+45.1% | $4,663-5.9% |
| Participant deferral / active EE | $20,300 | $5,736+253.9% | $5,056+301.5% | $6,689+203.5% |
| Admin fee / account holder | $1,752 | $13,353-86.9% | $9,460-81.5% | $13,390-86.9% |