Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FSA INC Service code 26 · EIN 59-2937883 | Advisory (Participants) | $6,721 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $200 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,327 | $49,471-65.0% | $79,583-78.2% | $66,949-74.1% |
| Participation rate | 41.0% | 61.4%-20.3pp | 69.5%-28.5pp | 69.8%-28.8pp |
| Annual return | -20.55% | 84.30%-104.8pp | 0.16%-20.7pp | 1.57%-22.1pp |
| Employer contribution / active EE | $1,458 | $1,266+15.2% | $2,414-39.6% | $2,545-42.7% |
| Participant deferral / active EE | $2,175 | $3,160-31.2% | $3,986-45.4% | $4,239-48.7% |
| Admin fee / account holder | $286 | $595-51.8% | $6,835-95.8% | $594-51.7% |