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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,919 | $92,219-69.7% | $76,767-63.6% | $135,380-79.4% |
| Participation rate | 52.6% | 79.8%-27.1pp | 77.0%-24.3pp | 82.6%-30.0pp |
| Annual return | 11.17% | 5.46%+5.7pp | 2.43%+8.7pp | 519.81%-508.6pp |
| Employer contribution / active EE | $1,271 | $3,216-60.5% | $2,485-48.9% | $4,779-73.4% |
| Participant deferral / active EE | $2,211 | $4,508-51.0% | $3,852-42.6% | $5,609-60.6% |
| Admin fee / account holder | $2,585 | $10,749-75.9% | $6,675-61.3% | $10,828-76.1% |