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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,366 | $150,447-47.9% | $136,298-42.5% | $147,586-46.9% |
| Participation rate | 62.5% | 84.4%-21.9pp | 81.9%-19.4pp | 82.8%-20.3pp |
| Annual return | 13.47% | 1049.15%-1035.7pp | 5156.27%-5142.8pp | 578.59%-565.1pp |
| Employer contribution / active EE | $23,064 | $5,256+338.8% | $4,696+391.2% | $4,876+373.0% |
| Participant deferral / active EE | $2,597 | $6,631-60.8% | $6,247-58.4% | $5,439-52.2% |
| Admin fee / account holder | $5,360 | $10,906-50.9% | $9,244-42.0% | $10,886-50.8% |