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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,626 | $167,522+38.3% | $151,639+52.7% | $134,532+72.2% |
| Participation rate | 85.7% | 88.4%-2.7pp | 87.5%-1.8pp | 81.2%+4.5pp |
| Annual return | -18.16% | 7.81%-26.0pp | 3.34%-21.5pp | 418.27%-436.4pp |
| Employer contribution / active EE | $14,840 | $6,828+117.3% | $6,165+140.7% | $4,741+213.0% |
| Participant deferral / active EE | $5,343 | $8,986-40.5% | $8,363-36.1% | $6,401-16.5% |
| Admin fee / account holder | $4,748 | $13,780-65.5% | $11,613-59.1% | $11,429-58.5% |